Online mutual aid (MA) is a novel form of risk sharing empowered by InsurTech to provide critical illness coverage without involving an insurer. By shifting from ex-ante premium to ex...

Decentralized insurance can be used to describe risk sharing mechanisms under which participants trade risks among each other as opposed to passing risks mostly to an insurer in traditional centralized...

Peer-to-peer (P2P) insurance is a decentralized network in which participants pool their resources together to compensate those who suffer losses. It is a revival of a centuries-old practice in many...