Online mutual aid (MA) is a novel form of risk sharing empowered by InsurTech to provide critical illness coverage without involving an insurer. By shifting from ex-ante premium to ex...

Risk sharing has been practiced in various forms in the financial industry. This paper proposes a multi-period risk-sharing mechanism for a group of participants. The design of risk-sharing strategies is...

Decentralized insurance can be used to describe risk sharing mechanisms under which participants trade risks among each other as opposed to passing risks mostly to an insurer in traditional centralized...

In contrast with classic centralized risk sharing, a novel peer-to-peer risk sharing framework is proposed. The presented framework aims to devise a risk allocation mechanism that is structurally decentralized, Pareto...